It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.

Robert Kiyosaki

Our Objective

The Certainty Income Fund is an Australian Registered Managed Investment Fund.

Our objective is to provide investors with a Target Return of the RBA cash rate plus 0.5 – 1.5%. Investors will receive their income monthly, and choose whether they want to access their funds in 7 days, 90 days or 12 months.*

The Fund aims to provide investors with a relatively predictable income based on a variable rate of return. By investing in the Fund, regardless of your Unit type, investors enjoy diversification of investment across different loans, whilst having the ability to choose their investment timeframe.

Like any investment, there are risks associated with investing in the Fund.

*The Responsible Entity intends to satisfy withdrawal requests within the advertised timeframe, however, under the Fund’s Constitution, the Responsible Entity has up to 12 months to satisfy withdrawal requests.

Someone is sitting in the shade today because someone planted a tree a long time ago.

Warren Buffett

Benefits of Investing in the Fund

  • Investors can initially invest a minimum of $10,000
  • Generally short to medium term investment periods – 7 days, 90 days or 12 months
  • Investors gain access to a diversified investment pool across a number of loans (selected by the Investment Manager), borrowers and geographic locations
  • All loans will be professionally managed by the Investment Manager
  • Investors will receive monthly distributions, to their nominated account.
  • Our team have over 100 years of worth of experience between them
Unit Price $1.00
Target Distribution Rate (p.a.) – 12 month term Cash Rate + 1.5%
Target Distribution Rate (p.a.) – 90 day term Cash Rate + 1.0%
Target Distribution Rate (p.a.) – 7 day term Cash Rate + 0.5%
Property Type Residential
Security Type 1st Mortgage
Valuation Requirements Full Valuation
Max. LVR 90%
Invester Reserve Account Yes
Entry Fees Nil
Exit Fees Nil (1% fee for early withdrawals)
Minimum Investment Amount AUD $10,000
Maximum Investment Amount No Maximum
Minimum Investment Term 7 days (7 Day Units) 7 days notice*
Minimum Investment Term 90 days (90 Day Units) 90 days notice*
Minimum Investment Term 12 Months (12 Month Units) 30 days prior to the term end*
Distribution Payments Monthly
Audit Frequency Yearly
Custodian Perpetual Corporate Trust Limited
ARSN 669 751 204

*The Responsible Entity intends to satisfy withdrawal requests within the advertised time frame if permissible by law, and if the Fund has sufficient liquidity. However, under the Fund’s Constitution, the Responsible Entity has up to 12 months to satisfy withdrawal requests.